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What is Open Enrollment?

What is Open Enrollment?

Author: Thomas Vick/Wednesday, August 22, 2018/Categories: SNI Companies, SNI Financial, For Job Seekers, For Employers, SNI Certes, For Job Seekers, For Employers, SNI Technology, Accounting Now, Staffing Now

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Open enrollment is an annual process whereby employees elect benefits for the following year. During this time, employees can opt into not only insurance options, but also benefits such as flex spending or health savings accounts. During this period, employees have the option to enroll, modify or opt out of benefit programs. While this can be a stressful time, here are a few reasons why this process is important.

Why Is It Important?
In most circumstances these options cannot be modified until the next open enrollment period so it is critical employees understand their options. Beyond premiums and deductibles, employees should consider other potential out-of-pocket costs. Employees should also be cautious in assuming that options and their related costs have not changed from the prior year.

Where Does It Affect Organizations?
While open enrollment may only require a few hours of an employee’s time, employers spend months planning, executing and finalizing this process. If an employee fails to enroll or opt-out during the open enrollment window, this falls back on the organization regardless of whose mistake. Human Resource functions spend considerable effort in preparation for this process. Long before open enrollment begins, decisions about changes in available benefits must be made, new employment and healthcare laws must be understood, technology and data-related tasks must be performed and a strong communication plan put in place. Once begun, the open enrollment process is a significant administrative and operational undertaking that continues beyond the deadline. All of that information must be transmitted to each benefit provider, set up accurately in payroll records and budgeted.

At SNI, we work to relieve your workload by providing you the talent you need – for only the time you need it. We are happy to access the additional resources you may need during this stressful process. We can provide the following types of talent: data entry, HR generalists, payroll benefit processors, and more.


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Thomas Vick
Thomas Vick

Thomas Vick

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21 comments on article "What is Open Enrollment?"

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9/3/2018 4:08 AM

The majority of this information can be shown on the benefits site to demonstrate every employee where they rank during the process of getting enrollment finished. These points of interest can be helpful, yet they likewise add a little squeeze to the procedure.

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9/13/2018 1:31 AM

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9/13/2018 1:34 AM

Best Article

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9/25/2018 11:46 PM

Quite informative blog you have shared with the public thanks for sharing this with us.

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really Good post

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10/15/2018 9:44 PM

I am happy to read that enrollment is open. I suggest that everyone should participate in it and get enrollment fast. Please keep us update with more latest news.

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